A bank is a company and as every company aspires to make a profit this gets it thanks to its different areas that are known as platforms in each branch we can find a responsible of the same and subordinates who are responsible for these platforms and in turn has subordinates (can perform specific and basic functions but can not sing ) performing different functions.
In the banking structure the manager and sub manager are authorized to sing and authorize all types of operations within the branch as well as to sing on behalf of the entity , as responsible for everything that happens in it .
The commercial platform is in charge of a commercial platform manager who supervises the activity of the branch as well as some specific operations according to its responsibility(one of them sing authorizing operations that exceeds the hierarchy of their subordinates).
To perform a more effective work has subalternos that help him as responsible in the different platforms namely commercial, operative and treasury.
The commercial is responsible for selling the products of the bank ,fixed term ,checking account ,saving bank personal loans ,mortgage loans .
The operative is the one that deals with the operations that do not require a direct sale or opening of accounts, cashiers receiving money for the payment of services ,tickets, deposits, etc do not have the purpose of going out to sell the product itself , the two platforms work together that does not remove that the people of commercial platform can not do tasks of the operative for what is commercial does indirect things instead of strictly selling the product what it does is convince to the customer and then transfer it to the commercial one can do the operative part for example a commercial platform account agent can sell a client a mortgage loan and at the same time open a package with banking service , saving account or checking account this can do the same agent of the commercial platform what is doing is an operation of the operating platform the only thing that does is open the cu then it is not the sale itself , but what it does is that ,open the accounts so that the whole commercial operatin can be successfully achieved .
